Usually the agreement will permit the finance company or bank to take the vehicle by self-help repossession without any further definition. The Uniform Commercial Code also permits a secured party to take a piece of collateral or the vehicle by self-help repossession. Again, self-help repossession is not specifically defined; however,…
Articles Posted in Consumer Lawyer
REPOSSESSION LAWS IN THE STATE OF NEW JERSEY
The laws in the State of New Jersey on repossession are based on two things: there is both common law and statutory law addressing the relationship between the parties. Statutory law for repossession of the automobile or collateral is based on the Uniform Commercial Code. The Uniform Commercial Code specifically…
HVAC, Air Conditioning Complaints
HVAC, Air Conditioning Complaints: what to do? There are many rules and regulations pertaining to the installation of an HVAC system. The failure to install a system properly will properly result in a system that 1) does not work; 2) costs a lot of money to operate. There are numerous…
C.L.U.E. – Comprehensive Loss Underwriting Exchange
If you think that your car has been in an accident you might be able to access the prior damage by asking for a C.L.U.E. report. The instructions are simple and you can have access to this massive data base that CAR FAX does not have access to at all.…
Car Salesmen and Damaged Cars
DEALER HAS A DUTY TO INSPECT THE PLAINTIFF’S CAR AND MAKE RELEVANT DISCLOSURES The general rule in American jurisprudence is that used car dealers are required to exercise reasonable care in making an inspection for the purposes of discovering defects which would make the vehicle a menace to the highway…
Consumer Fraud Rights are Cumulative
The rights provided under the New Jersey Consumer Fraud Act are in addition to any other statutory or common law rights. N.J.S.A. 56:8-2.3 provides as follows: “The rights, remedies and prohibition accorded by the provisions of this Act are hereby declared to be in addition to and cumulative above any…
Consumer Fraud Act Permits Claims Against Indirect Sellers
THERE IS NO PRIVITY REQUIREMENT TO MAINTAIN A CAUSE OF ACTION UNDER THE NEW JERSEY CONSUMER FRAUD ACT. You have a right of action against those up the stream of commerce, e.g., an indirect seller. There is no privity requirement to maintain a cause of action under the New Jersey…
NJ Consumer Fraud Act Allows Individuals to Act
Individuals are specifically authorized to act as private attorneys general. The New Jersey Consumer Fraud Act’s provisions authorizing consumers to bring their own private actions is integral to fulfilling the legislative purposes, and those purposes are advanced as well by Court’s affording the Attorney General the broadest kind of power…
Consumer Fraud Discovery in Lawsuits
NEW JERSEY LAW PERMITS DISCOVERY TO DEMONSTRATE THE DEFENDANTS’ INTENT AND OTHER OF THE PLAINTIFF’S DEMAND REASONABLY CALCULATED TO LEAD TO ADMISSIBLE EVIDENCE New Jersey Court Rules provide that parties may obtain discovery regarding any matter, not privileged, which is relevant to the subject matter involved in the pending action,…
New Jersey Lemon Law Unit
New Jersey Lemon Law Unit If you are interested in filing a lemon law claim, whether with or without an attorney, the site that you might want to review is the Department of Consumer Affairs. This website gives all the appropriate instructions on how to file a lemon law claim…